Commercial trucking insurance
Trucking insurance that keeps you rolling
Coverage for owner-operators, new authorities and small fleets across Texas, Oklahoma, Arkansas, Louisiana and Colorado, with the filings and certificates handled for you.
Coverages
Everything a trucking operation needs, from one agency
Primary auto liability
Pays for injuries and damage you cause to others. Required for your authority, with the federal or state filing to match.
Motor truck cargo
Protects the freight you haul. We match the limit to what your shippers and brokers require.
Physical damage
Covers your tractor and trailer for collision, theft, fire and more, with options for financed equipment.
Non-trucking liability
Bobtail and deadhead coverage for owner-operators leased on to a motor carrier.
General liability
For claims that happen off the road: at a dock, a yard or a customer’s place of business.
Occupational accident & workers’ comp
Protection for you and your drivers if someone is hurt on the job.
Trailer interchange
Covers non-owned trailers in your care under an interchange agreement.
Umbrella / excess
Higher liability limits when a contract or a customer asks for more.
Bonds
Freight broker (BMC-84) and other bonds. See bonds.
Who we insure
From your first truck to your growing fleet
- Owner-operators with their own authority
- Owner-operators leased on to a carrier
- New ventures and new authorities
- Small and mid-size fleets
- Dump, flatbed, hotshot, dry van and reefer
- Local, intermediate and long-haul operations
Filings and paperwork
We handle the paperwork so you can drive
- Federal (FMCSA) insurance filings for your authority
- Texas DMV insurance filings, completed quickly so you avoid fines
- Certificates of insurance on a quick turnaround, so you can get loaded
- Additional insureds and waivers for shippers and brokers
- Adding and removing drivers and equipment mid-term
Getting a quote
What we will ask for
Having these ready makes a trucking quote faster and more accurate. Do not worry if you are missing something: we will help.
- USDOT and MC numbers (if you have them)
- Years in business and current insurance
- Driver list with license number, date of birth and experience
- Tractors and trailers with year, make, VIN and value
- Radius of operation and the states you run
- What you haul, and 3 to 5 years of loss runs
Prefer a form? Fill in our transportation info sheet.
Questions
Trucking insurance FAQ
How fast can I get a certificate of insurance?
Certificates are turned around quickly. Send the request through our certificate request form or call us.
Do you file with the FMCSA and Texas DMV?
Yes. We complete federal and TxDMV insurance filings for you, so your authority stays active and you avoid fines.
I just got my authority. Can you help?
Yes. New ventures are a big part of what we do. We will walk you through what coverage you need and which carriers write new authorities.
What affects the price of trucking insurance?
Mostly your driving records and experience, what you haul, how far you run, your equipment values and your claims history. We compare several carriers to find the best fit.
Let’s get your trucks covered
Tell us a little about your trucks or your family, and we will shop our carriers for the right fit. Or just call: you will get a real person.