Commercial auto insurance
Commercial auto insurance
Physical damage and liability for the vehicles your business depends on: amounts, situations and uses a personal auto policy does not cover.
Do you need commercial auto?
In general, if a vehicle is used for your work or business (other than commuting), you need a commercial policy. You may need one if:
- You transport goods or people for a fee, or use the vehicle to provide a service
- You need higher liability limits because of the kind of work you do
- You haul heavy tools or equipment, or tow a trailer for your business
- Employees drive the vehicle, or it is owned by a corporation or partnership
What it covers
- Bodily injury and property damage liability, including your legal defense
- Combined single limit options
- Medical payments or personal injury protection
- Uninsured and underinsured motorist
- Collision and comprehensive for your vehicles
- Hired and non-owned auto
Most commercial auto policies are “named driver only”: only the drivers listed on the policy can operate a covered vehicle. We will help you keep that list up to date.
Ready for a better quote?
Tell us a little about your trucks or your family, and we will shop our carriers for the right fit. Or just call: you will get a real person.